Welcome to the ALLEY CAT DETECTIVE ONLINE INVESTMENT NEWSLETTER !

August 20th, 2003

Each week Alley Cat will bring you the latest from the ONLINE Investment world. You will get the latest news on HYIP's, Games,(Which ones are SCAMS and which ones show potential), other Online Investments, solid money management strategies, along with Gold prices to make the most of your online currency, And anything else that relates to investing and money. This is a FREE NEWSLETTER we are able to make it available to EVERYONE because of our Sponsors.

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Check out our current and past issues of Alley Cat News HYIP on our Website, by clicking on the HYIP Newsletter Link.

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NEWS from the HYIP World

GOLD PRICES moved higher since our last newsletter testing the $365 area before retreating. They need to sustain a close above $365 in order to continue to move higher. At which point $370-$373 will be next resistance. $345-$350 are important support levels and they need to hold. For all your E-gold needs use http://www.business-express.net/egold.php

ALWAYS LOG INTO E-GOLD VIA https://www.e-gold.com bookmark it and use your bookmark to go to the site rather than via any e-mail or link online.

PLEASE USE YOUR HEAD WHEN IT COMES TO E-MAIL. E-gold/Paypal will NEVER e-mail you asking you to log in, so when you get an e-mail like that DELETE IT.

Save100k News......

A friend of mine this week brought me a letter he had received from his mortgage company. He has been in his current house for just over 1 year and the letter was a summary of his payment history. The mortgage company was trying to sell him on a biweekly mortgage program. With the biweekly program the mortgage company was going to save him about $23,000 and 6 years off his mortgage and they were going to charge him $295 for the program + $5.42 per month which over 22 years is an ADDITIONAL $1400+! PLUS THEY ELECTRONICALLY WITHDRAW FROM HIS CHECKING ACCOUNT EVERY 2 WEEKS SO THEY WOULD BE IN CONTROL OF HIS MONEY!

We both had a chuckle about it as he just recently started to use the Save100k system for his debts. With the Save100k system he will be debt free in 10 years and save well over $70,000 in interest.

One interesting thing that was in the letter however was his estimated activity to date.(This letter pre-dated his use of the of Save100k system) So far he has paid $7,568 in total payments, of that amount ONLY $852 went to paying off the principal. $6716 went to INTEREST!!! That is a staggering number! He currently has a 30 year fixed 7% mortgage now you may think that is high in today's market however that really isn't the point. The point is the DECEPTION of mortgage rates. Sure they could be 4,5,6%, or whatever rate your getting. The problem is people think of it just as that a 5% fixed rate. Well that is all fine and good except that ISN'T REALITY! My friend has paid down only $852 in principal on over $7568 in payments! If it was a TRUE 7% interest rate it would mean he would of only paid $530 in interest and over $7000 on his principal. Instead over this last year the bank has gotten 88% interest!!! Yes you read that right 88% interest. Just take $6716 divide that by $7568 = 88% of every dollar he is sending to the bank is going to INTEREST!!!

Even if you have a 5% 30 year fixed mortgage your first year your bank will get 77% in interest of every dollar you send them! That doesn't look like 5% to me. And for those of you that have 15 year mortgages you are still paying over 50% interest to the bank the first year!

If you want to control your OWN money, pay your debts/mortgage off a lot quicker, and stop making your bank RICH from your interest.......

You can check out the Save100k information on our site at

http://www.save100k.com

INDICES PROFIT SYSTEM (IPS) NEWS

As mentioned in yesterdays e-mail the "30 Minutes to Profit" System had a nice winning trade on Monday. (The" 30 Minutes to Profit" System is just One of the FREE BONUSES you receive when you purchase the IPS.) The "30 Minutes to Profit" System also had a winning trade TODAY! (Quality trades occur 1-3 times a week using the "30 Minutes to Profit" System however it CAN be used to trade everyday.)

Most of IPS trading is done just after the U.S markets open. That is why the IPS system sends you an e-mail the night prior to a trade. When you combine that with the Live Chat room and Instant Message support it is a winning combination. I will trade the system along side of you and show you the trades that I am making. The IPS doesn't trade every day that is why as a bonus you receive the "30 Minutes to Profit" System which trades more often and can build your bankroll, while you wait for an IPS trade. Also starting in Jan. you will receive 2 free months of the Alley Cat Trading signals for those of you wanting to trade all day long. (More details on that as the New Year approaches.)

If trading ONLY when the odds are in your favor, (75-90% winners) interests you, then please check out the IPS website at

http://www.alleycatnews.net/ips/

E-CURRENCY NEWS

As of this writing Evocash's site is currently down. According to an e-mail I received last night it is due to Unscheduled Repairs. Hopefully for Evocash users things will be up and running again soon.

http://www.business-express.net/egold.php for all your E-CURRENCY needs. Bookmark the Business Express site for future use. Business-Express has a LONG track record and is one of the oldest E-Currency Providers in the business. Whether you need to buy or sell your E-gold use the best in the business. Don't be scammed by an E-currency Provider again.

It has been reported recently that an E-gold currency provider was recently shut down by the Government due to complaints. Anyone can easily setup shop and become an E-currency Exchanger, they are a dime a dozen. The HYIP industry is full scams DON'T be taken by an E-currency provider. Use one of the oldest, most trusted, exchangers in the Business. Business-Express.net

HYIP PROGRAMS

Many of the small daily programs have again closed up shop over the last 2 weeks. I know we have MANY NEW readers to Alley Cat as our subscriber list continues to grow. For information on daily programs and other interesting HYIP news please review our past issues of Alley Cat HYIP News at our website. You can find the Past Newsletters under the tab of "HYIP Newsletter"

http://www.alleycatnews.net

The average HYIP investor who has $2000 or less to invest shouldn't be in more than 5-10 different programs to start off. And there are enough of those good programs out there that will allow Due Diligence, actually trade/gamble/pool your funds. I mean if your really looking to make money in the industry why mess with the scam programs. If you don't want to trade yourself, at least pick decent programs that ACTUALLY Invest YOUR money.

Alley Cat News NEVER RECOMMENDS AN HYIP PROGRAM. The only program Alley Cat News ever recommends is IPS and Save100k.

However Alley Cat performs Due Diligence on programs and will let our readers know of programs that have had a decent track record. In these cases we have personally spoken with the Program Admin., and will have the personal contact information available as well.

WE DO NOT RECOMMEND ANY PROGRAM. YOU INVEST IN HYIP's AT YOUR OWN RISK. ALLEY CAT CANNOT BE HELD LIABLE FOR LOSSES THAT INCUR DURING YOUR HYIP INVESTING.

You can always find the current issue of Alley Cat News HYIP on the website under HYIP Newsletter.

We are currently looking for additional HYIP programs to invest in for our $200 Test. (Please e-mail us any program you feel would pass our Due Diligence.) Alleycatnews@aol.com

THE $200 TEST

JUST BECAUSE WE INVEST IN THE FOLLOWING PROGRAMS IN NO WAY MEANS WE ENDORSE OR GUARANTEE PAYMENTS FROM THE PROGRAMS. WE ARE INVESTORS JUST LIKE YOU. WE HAVE DONE SOME INITIAL HYIP SCREENING BUT YOU NEED TO DO ADDITIONAL RESEARCH. WE WILL END UP GETTING SCAMMED BY SOME PROGRAMS THAT WE INVEST IN. THAT'S JUST THE WAY IT IS. HOWEVER WITH GOOD MONEY MANAGEMENT AND RESEARCH HOPEFULLY WE WILL MAKE A PROFIT IN THE END.

We are currently in the following programs for our $200 TEST.

All programs that we invest $$$ in for the $200 TEST, we have the program Admin. Phone #, Copy of Driver's License, and copy of utility bill. We do Due Diligence on all programs that we invest our money into.

1. Sports Wagers http://groups.yahoo.com/group/Sportswagers/

We have decided to discontinue playing Sports Wagers until Football season which starts in late August. They usually fair pretty well during football season so we are going to hold off until then. We will be playing $10 per bet to win $7.50

NET RESULT OVERALL -$18.75

2. Daily-Trades

http://www.daily-trades.com

We bet $15 on Evening/Daily trades. We limit ourselves to 2 losses in a row. If we end up with 2 losses in a row then we begin to pick our spots again. Here are the results for our investments since last newsletter.... Daily trades have been in a bit of a losing streak however our 2 loss in a row rule has really helped out. (Read above) The Evening trades are not performing too well they had 2 losses to end the week last week so we have decided to hold off on the evening trades for a while as the Daily trades seem to fair a bit better. The Daily trades have gone 3-2 since last newsletter so we will continue to bet on those. Even though I feel Daily trades (both evening and daily) are about to go on a big roll. (Just a feeling I have they seem to go in streaks) Anyway for the time being we are just going to bet on the daily trades and skip the evening trades at this time. So since last newsletter the evening trades were 0 wins and 2 losses. And the daily trades had 3 wins and 2 losses. For a net of 3 wins and 4 losses. 3x $11.25 (75% of $15) = $33.75 profit. Minus 4 losses x $15 = $60 Losses. $33.75-$60= $26.25 NET Loss for the week.

NET RESULT FOR WEEK (- $26.25)

NET RESULT Overall + $63.75

3. Cash Domain Pool

http://www.cashdomain.net/gold.htm

We have joined this program for $20. We received an additional 2.2% this week or .45 cents. Total received so far is 27.4% or $5.49 Payouts are each Monday.

NET RESULT +$5.49

WE ARE LOOKING FOR MORE PROGRAMS TO PLACE IN THE $200 TEST. IF YOU KNOW OF PROGRAMS THAT WOULD PASS OUR DUE DILIGENCE PLEASE E-MAIL THEM TO US AT alleycatnews@alleycatnews.net

$200 TEST OVERALL RESULTS

($2.91 Loss)

$0 at Sportswagers, $30 at Daily-trades, $20 Cash Domain Total $$$ at risk $50, $147.09 in Cash.

(Some losses are from Fall of 2002. Those companies are no longer listed on the $200 Test, however there losses were included in the above NET Results overall.)

WE ARE A WEEKLY NEWSLETTER. YOU CAN LOOK FOR US IN YOUR E-MAIL BOX EACH WEDNESDAY FOR OUR $200 TEST, INFORMATION ON THE HYIP WORLD, AND OTHER ONLINE BUSINESS INFORMATION.

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NEXT NEWSLETTER WILL BE AUGUST 27TH 2003!

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Disclaimer: We try and allow only quality HYIP's to advertise with us. We research the program BEFORE allowing it to advertise however we can not be held liable for any advertiser in this newsletter. Alley Cat News DOES NOT ENDORSE ANY ADVERTISER .Alley Cat News reserves the right to refuse any advertisement. THIS IS NOT FINANCIAL ADVICE AND IS FOR INFORMATIONAL PURPOSES ONLY

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Alley Cat News
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