Here is another recent testimonial about the Nasdaq Profit Trades you can find more on the website....

"My Xodds account is steadily growing thanks to your Nasdaq Profit Trades. Since I work, I especially like the fact that I can place your easy-to-understand trade on my computer at 8:30 and then forget it. Marlin."

Also another quick note that the Indices Profit System (IPS) is again available for sale check out the website for all the details.

YOUR $$$$

The IRS has stated so far this year that the Average tax refund check is almost $2300!!! That is almost $200 per month given to the IRS INTEREST FREE!!! If you are getting a tax refund check of more than $300 you need to consider changing your exemptions. Or feel free to send me any extra money you may have and I will keep it for you until next year and not pay you any interest.

Interested in earning 5-25% on your money risk free?

Try paying off your debts!!

Let's say you have $1000 Credit card Debt. You are paying 15% interest per year on that credit card or $150. Let's say you also have $1000 to invest in the stock market as you feel you will get a good return.

Would it be wiser to pay off your debt first or to invest in the markets? Well let's see.....

If you paid off the Credit Card you now have No debt and just saved yourself $150 in future interest payments. You also don't have $$$ to invest in the market but you have less expenses as well since you don't have to make a monthly Credit card payment.

If you decided to invest the $1000 in the stock market what would happen? Well let's say you have a good year and make 15% in a year. (Historical average is around 10%). You did great you now have $1150 in the stock market and you want to pay off your debt. The Problem is you had to buy/sell the stock and use a brokerage to do that, also you now have to pay taxes on that $150. So after taxes and brokerage fees you actually have a Net of 11-12% profit or $110-$120. But you have to pay out $1150 to your credit card company. So even though you ended up making 15% on your money you end up LOSING $30-40!!!

Same goes for your mortgage payment. Sure interest rates are low even if you have 6% fixed rate with amortization your paying more like 90% a month. Just look at your mortgage statement for this month look how much is going to interest and how much is going to principal. That 6% rate is very deceiving as it is NOT simple interest.

Even Warren Buffet who knows a thing or two about the markets says he doesn't expect returns of more then 6-7% in the markets in the near term. After brokerage commissions, taxes, and inflation the real return if we got 7% would be closer to 4-5%. Also remember for a period of 18 years from 1965-1982 the Dow index went up less then 20%. That isn't 20% per year that is 20% for the entire 18 years or just over 1% return per year. Now I am not saying I see that in our future, however their is no guarantee in the markets however you do have a GUARANTEED return when you pay off your debts.

It is best to be debt free first then begin to find the quality investments for your long term retirement plans. The stock market will always be available to invest in but investing when your debt free will give you more peace of mind, freedom, and probably better judgments on your investments.

Learn a better way to Use YOUR $$$$

The company that I work with is offering a 10 DAY NO RISK TRIAL OF SOME GREAT INFORMATION. You will have 10 full days to review the information. Check it out Here.....

http://www.theecourse.com/65675

HYIP DUE DILIGENCE

Each company will be in a category. I personally will only invest in the companies that Pass DD.

I will be fazing out the $200 Test section of the Newsletter and going just to the HYIP DD section. (Last week for $200 Test)

Who is in the HYIP DD is up to YOU!!! Their are 100's upon 100's of HYIP's and their is no way I can cover them all. So if you know of an HYIP that you would like DD on you can forward their e-mail and website to me so I can send them an e-mail.

MANY HYIP DUE DILIGENCE WEBSITES HAVE FAILED IN THE PAST THIS ONE WILL NOT AS LONG AS YOU FOLLOW SOME SIMPLE RULES.

1. NO DAILY PAYING PROGRAMS ALLOWED. I don't care if they have lasted a year plus. I don't like Daily payers and will NOT do DD on them. If a program offers daily, weekly and monthly they are still NOT ALLOWED. I will not deal with Daily payers at all. SO DON'T FORWARD THEM TO ME. The only type of daily payers that I will do is ones like daily trades where they tell you the exact trade they placed and if it wins you win if it loses you lose.

2. I will ONLY accept programs that pay on weekly, biweekly or monthly basis. Which means no daily payers and no programs that take more than 1 month to pay out.

3. The program that you forward to me must have a paying track record of at least 90 days! If it doesn't than don't forward it to me.

4. NO Batch games or coin flip stuff.

5. You may forward me companies only to alleycatdd@yahoo.com

Why all the rules you ask? Well as I said in the past 98% of all HYIP's are scams or will eventually fail for one reason or another. I put in the rules to eliminate a good portion of the HYIP's out there that fail. (Maybe you think 80-90% fail, bottom line most do and I want to eliminate as many off the bat as possible)

You won't see hundreds of HYIP's listed in the DD section that just isn't going to happen. As I have said many times most HYIPers have less than $2000 to play with which means you shouldn't be in more than 5-10 MAX. anyway. Hopefully over time we will find some solid programs to add to the HYIP DD section.

A note on DD. DUE DILIGENCE DOES NOT EQUAL THE PROGRAM WILL LAST FOREVER. All DD does is weed out some of the scams. People that really want to scam people in HYIP can make false information available via DD etc.. SO NEVER INVEST MORE THAN YOU CAN AFFORD TO LOSE!! JUST BECAUSE IT PASSES DUE DILIGENCE DOES NOT MEAN ALLEY CAT NEWS ENDORSES THE PROGRAM. WE DO NOT ENDORSE ANY HYIP PROGRAM. INVEST AT YOUR OWN RISK.

If I get DD on a company it means that I have received a copy of a passport/driver's License, phone #, and utility bill with the Admin's address. I will than call the Admin. ask them some questions etc... I will also do some other checking as well.

HYIP Programs which we have DD on

JUST BECAUSE WE INVEST IN THE FOLLOWING PROGRAMS IN NO WAY MEANS WE ENDORSE OR GUARANTEE PAYMENTS FROM THE PROGRAMS. WE ARE INVESTORS JUST LIKE YOU. WE HAVE DONE SOME INITIAL HYIP SCREENING BUT YOU NEED TO DO ADDITIONAL RESEARCH. WE WILL END UP GETTING SCAMMED BY SOME PROGRAMS THAT WE INVEST IN. THAT'S JUST THE WAY IT IS. HOWEVER WITH GOOD MONEY MANAGEMENT AND RESEARCH HOPEFULLY WE WILL MAKE A PROFIT IN THE END.

1. EGOLDWEEKLY (http://www.egoldweekly.com)

I have the DD on this program and have spoken with the Admin. Trading is mostly options. I personally have done a $25 spend this morning with the company. (I don't invest a lot into HYIP's I prefer to trade on my own I control my money) You can check out the website for all the details.

------------------------------------------------------------------

HYIP Programs that REFUSED DD

These companies were all contacted with a request that they provide DD so that we could check them out and put them into the Newsletter. These companies SAID NO to DD for one reason or another. THESE ARE COMPANIES I WOULD AVOID AT ALL COSTS!!! REMEMBER 98%+ OF ALL HYIP'S ARE SCAMS WE ARE TRYING TO FIND THE 2% THAT ARE LEGIT!!

1. APXPRO

2. CASHBUILDER

3. PERCENTAGE IN GOLD

4. COM-SHARES

5. INFINITE FINANCIAL GROUP

--------------------------------------------------------------------

HYIP Programs that NEVER RESPONDED TO DD

These companies were all contacted with a request that they provide DD so that we could check them out and put them into the Newsletter. These companies NEVER RESPONDED to the request. Which personally I feel is WORSE than saying NO to the DD, the reason being if they aren't even willing to respond, than they won't respond to their investors either when times get tough. They were all given a minimum of 4 days to respond before being put into this section. THESE ARE COMPANIES I WOULD AVOID AT ALL COSTS!!! REMEMBER 98%+ OF ALL HYIP'S ARE SCAMS WE ARE TRYING TO FIND THE 2% THAT ARE LEGIT!!

1. Five-4-Life

2. Innovativetrades

3. Online Forex Trade

4. Golden Reserve

5. Sbets

6. Foreign Fund

7. News-Global

--------------------------------------------------------------

No new programs this week. I thought about releasing one more company that has given me DD but I want to do a bit more research. We should be adding more to the HYIP refused list next week as well.

---------------------------------------------------------------------

Please remember Alley Cat News NEVER Recommends ANY program even if we do get the DD on them. This is for INFORMATIONAL PURPOSES ONLY. We do invest in some of the programs BUT ONLY IF WE GET THE DD FROM THE COMPANIES. If we can't get the DD from the company we pass on investing in them. We feel that in order to get our hard earned money they need to show us they are for real with the DD. WE ARE NOT SAYING that any program that doesn't provide us with the DD is a scam however we feel it is wiser to only invest when we know the DD of the company. If there are other HYIP newsletters or sites that have the DD we mentioned on the company and are willing to release it if the company has problems that is another bonus to HYIP investors.

Your comments on this question are welcome at alleycatnews@aol.com

The average HYIP investor who has $2000 or less to invest shouldn't be in more than 5-10 different programs to start off. And there are enough of those good programs out there that will allow Due Diligence, actually trade/gamble/pool your funds. I mean if your really looking to make money in the industry why mess with the scam programs. If you don't want to trade yourself, at least pick decent programs that ACTUALLY Invest YOUR money.

Alley Cat News NEVER RECOMMENDS AN HYIP PROGRAM. The only program Alley Cat News ever recommends is IPS, Nasdaq Profit Trading, and Retire Quickly.

WE DO NOT RECOMMEND ANY PROGRAM. YOU INVEST IN HYIP's AT YOUR OWN RISK. ALLEY CAT CANNOT BE HELD LIABLE FOR LOSSES THAT INCUR DURING YOUR HYIP INVESTING.

You can always find the current issue of Alley Cat News HYIP on the website under HYIP Newsletter.

OTHER NEWS YOU CAN USE!!

**** Thank you for all that responded to the DD job offer.

**** Indices Profit System is again available until March 25th!!! You can check it out at http://www.alleycatnews.net/ips

**** E-gold history has been acting up recently I contacted E-gold and they stated it has to do with leap year. So in order to combat the problem you should begin and end your search in E-gold history with months other than February. In other words if you want to track your spends/received for February you will have to have a starting date of January 31st and an ending date of March 1st. That should clear up the trouble.

**** Weeklygold has closed up shop it looks like. Mario the admin of Weeklygold had been MIA for a couple of weeks. However recently reported that he plans on a refund of investors money however it could take up to 1 year to do so. Hopefully it all works out for them. Weeklygold was HEAVILY invested in the Nova-Lights group.

**** APXPRO an HYIP that is on our REFUSED DD list claims to have been hacked and have closed their program. They also say they will try and give refunds. Will see if that happens. Hopefully due to the HYIP Refused section no Alley Cat readers were part of this program.

**** Online Forex Trade whom is on our list who never responded to DD has claimed to be hacked as well and suspended payment for March. Also trouble getting to the site.

**** Foreign Fund whom is on our Never responded to DD section, some members of FF are having problems withdrawing from the company.

$$$$ Look for more "Other News you can Use" NEXT WEEK

WE ARE A WEEKLY NEWSLETTER. YOU CAN LOOK FOR US IN YOUR E-MAIL BOX EACH WEDNESDAY FOR OUR HYIP DD, INFORMATION ON THE HYIP WORLD,GOLD PRICES, AND OTHER ONLINE BUSINESS INFORMATION.

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NEXT NEWSLETTER WILL BE MARCH 17th 2004!

Each week Alley Cat will bring you the latest from the ONLINE Investment world. You will get the latest news on HYIP's, Games,(Which ones are SCAMS and which ones show potential), other Online Investments, solid money management strategies, along with Gold prices to make the most of your online currency, And anything else that relates to investing and money. This is a FREE NEWSLETTER we are able to make it available to EVERYONE because of our Sponsors.

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Check out our current and past issues of Alley Cat News HYIP on our Website, by clicking on the HYIP Newsletter Link.

http://www.alleycatnews.net

Alley Cat would like to thank our Sponsors for making this newsletter available for FREE.

Disclaimer: We try and allow only quality HYIP's to advertise with us. We research the program BEFORE allowing it to advertise however we can not be held liable for any advertiser in this newsletter. Alley Cat News DOES NOT ENDORSE ANY ADVERTISER .Alley Cat News reserves the right to refuse any advertisement. THIS IS NOT FINANCIAL ADVICE AND IS FOR INFORMATIONAL PURPOSES ONLY

For questions on advertising e-mail us at ALLEYCATNEWS@aol.com

Alley Cat News
PMB #103
3600 S. College Rd Ste E
Wilmington, NC 28412
910-452-7362