Welcome to the ALLEY CAT DETECTIVE ONLINE INVESTMENT NEWSLETTER !

February 20th, 2004

Each week Alley Cat will bring you the latest from the ONLINE Investment world. You will get the latest news on HYIP's, Games,(Which ones are SCAMS and which ones show potential), other Online Investments, solid money management strategies, along with Gold prices to make the most of your online currency, And anything else that relates to investing and money. This is a FREE NEWSLETTER we are able to make it available to EVERYONE because of our Sponsors.

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Check out our current and past issues of Alley Cat News HYIP on our Website, by clicking on the HYIP Newsletter Link.

http://www.alleycatnews.net

NEWS from the HYIP World

GOLD PRICES have moved up since last week. Prices rallied to as high as $415 an ounce which is where some resistance is, as described in our last newsletter. The longer term chart still remains bullish as long as we stay above $390 an ounce. I would like to see it hold above $400-$405 an ounce and build a base from there.

For all your E-gold needs use http://www.business-express.net/egold.php

ALWAYS LOG INTO E-GOLD VIA https://www.e-gold.com bookmark it and use your bookmark to go to the site rather than via any e-mail or link online.

PLEASE USE YOUR HEAD WHEN IT COMES TO E-MAIL. E-gold/Paypal will NEVER e-mail you asking you to log in, so when you get an e-mail like that DELETE IT.

Nasdaq Profit Trading Update

Currently we stand at 3 wins and 1 loss for the month of February. We have a record of 23 wins and 11 losses since October. A person that bet the same amount each trade via betonmarkets on all the NPT trades would as of today would have earned 113% return in just under 5 months. That is equal to 22% per month return. And the nice thing is YOU are in control of your account.

Any purchases by February 29th will receive the March trades. October, November, December, and January have been winning months! We will see if we can continue that streak in February.

http://www.alleycatnews.net/npt

The trades have been very solid and anything over 60% a person can make some good money if they have solid money management.

These trades can be placed through Betonmarkets, a Futures broker, or spread trading account.

Each month we will be offering on average 6-8 trades that have a past performance of up/down days of 63% or greater.

If having another way to profit is something that you are interested in please READ the website for ALL THE DETAILS. (I do have to limit the membership) As a special if March isn't a winning month I will give you April for FREE. (month to month members only)

When you trade yourself you control your $$$$, if you are tired of HYIP's that change the rules after you invested, or just plain disappear you may want to look into trading for yourself.

http://www.alleycatnews.net/npt

My $$$$ Story

Last week really struck a nerve with a lot of Alley Cat HYIP News readers. I got comments from people all over the world about $$$$. If you missed last weeks newsletter you can check it out on the site. Many people ended up taking the plunge and purchased the Ecourse to read for themselves or their family.

http://www.theecourse.com/65675

I said last week I would tell you a bit about my debt story and here it is. I will give you the short version. I was working for myself and not making much money but I finally tapped into a business that was really starting to cook. My business was growing but it wasn't producing a whole lot of profit. The potential of the business was amazing however so I continued to work it and spend money on building it. Well I had to eat so everything started going onto the credit cards. Not only that, but I would do cash advances to pay off some of the other credit cards. But I knew the business I was doing would pay off. After about 5 months without making much of anything finally the checks started coming in $900-$1200 a week. Not too bad for a single guy in his early 20's. (This was 7-8 years ago) Problem through was the income stopped about 2 weeks after it started. The business that I affiliated with ended up having problems. They started making promises and I believed them. But still no paychecks came. I started getting more cash advances as I knew I would be able to pay it all back with the income that was sure to come in.

Well after about 3 months of empty promises and nothing more to show for it, I finally realized it was all over yet I had a MOUNTAIN of debt. I tried other things to try and get out of debt "FAST". Of course none of it worked. I broke down and took some part time and full time jobs. But at the wages I was making it would take forever to pay everything back.

All told I was in over $40,000 of credit card debt most of it at higher interest rates 15-20%. When your making less than $20,000 that is an amazing amount of debt to get out from under. I had creditors calling at all hours, putting me down, swearing me out and threatening me. I reached a breaking point and I decided to learn to use my money more effectively and it has been a struggle and it has taken 7 years but I am finally out of debt. It took me 7 years and $1,000's upon $1,000's of interest payments to get to the point.

$40,000 x 15% interest is $6,000 in interest a year that I was paying making less than $20,000 GROSS that is pretty hard to get out of debt. (I make more than $20,000 now but back than it looked bleak)

It took me 7 years to get out of debt from about 1-1.5 years of being stupid.

The reason I tell you my story is just to show you that it can be done so if you are someone who is in debt or doesn't have a lot of money things can turn around for you if you know how. That is why I am so passionate about Retire Quickly. I have been on the other end of creditor phone calls, I have had the stress of being 90 days + late on my bills. I have spent nights tossing and turning because of the debt.

If I can help someone avoid what I went through I will do everything I can to help. Not everyone is stupid with money or as stupid as I was with it. However EVERYONE has been stupid with money that is no question. I am sure you have sitting in your closet or garage something that was an expensive item that no longer gets any use from yourself or your family. Or maybe it is a poor investment or business decision. Whatever it is the information that Retire Quickly provides can help you focus on what is important in your life.

It doesn't mean that you have to be a penny pincher and live a hermit lifestyle. But it is a real education on money and the power of it when used the right way.

Most Americans are just 1 or 2 missed paychecks from being behind on their bills. If you lost your job or income source today how long could you go without becoming late on your bills?

I have been in the hole financially that is why it is my passion to help others climb out of the hole or better yet AVOID IT ALL TOGETHER. Control $$$$ INSTEAD OF LETTING IT CONTROL YOU.

Go to the website and check out the Ecourse you can put it on your credit card and take the 10 day No Risk Trial. If you don't like what you read/hear just contact Retire Quickly and get an immediate refund of 100% of your purchase price within the 10 day trial. The ecourse is amazing and could be worth 100 times your purchase price.

http://www.theecourse.com/65675

Those of you looking for a business Retire Quickly offers a business opportunity as well.

http://www.quickretirementseminar.com/65675

For those of you in the U.S that currently have job I can show you how you can get an immediate raise of maybe $25-$100+ per paycheck at your current employer without ever asking your boss for a raise. IT IS ALL ABOUT USING YOUR MONEY A SMARTER WAY!!!

ALLEY CAT HYIP NEWS FEBRUARY CONTEST

Last weeks contest was a smashing success, thank you for all that took part in the contest last week. We will bring back another contest sometime in March.

Congrats to Juan Sosa who won the Grand Prize of Retire Quickly Ecourse (value of $50) http://www.theecourse.com/65675

Congrats to our 2- second place winners Deborah Aaron and Googley whom won $25 Gift Certificates on Betonmarkets.com

Congrats to our 3-third place winners, Barbara Bailey, Andre Kouyoundian, and John Hernadez. They all won the March NPT selections. ($25 value each) http://www.alleycatnews.net/npt

HYIP DUE DILIGENCE

It is finally here!!!

Each company will be in a category. I personally will only invest in the companies that Pass DD.

I will be fazing out the $200 Test section of the Newsletter and going just to the HYIP DD section.

Who is in the HYIP DD is up to YOU!!! Their are 100's upon 100's of HYIP's and their is no way I can cover them all. So if you know of an HYIP that you would like DD on you can forward their e-mail and website to me so I can send them an e-mail.

MANY HYIP DUE DILIGENCE WEBSITES HAVE FAILED IN THE PAST THIS ONE WILL NOT AS LONG AS YOU FOLLOW SOME SIMPLE RULES.

1. NO DAILY PAYING PROGRAMS ALLOWED. I don't care if they have lasted a year plus. I don't like Daily payers and will NOT do DD on them. If a program offers daily, weekly and monthly they are still NOT ALLOWED. I will not deal with Daily payers at all. SO DON'T FORWARD THEM TO ME. The only type of daily payers that I will do is ones like daily trades where they tell you the exact trade they placed and if it wins you win if it loses you lose.

2. I will ONLY accept programs that pay on weekly, biweekly or monthly basis. Which means no daily payers and no programs that take more than 1 month to pay out.

3. The program that you forward to me must have a paying track record of at least 90 days! If it doesn't than don't forward it to me.

4. NO Batch games or coin flip stuff.

5. You may forward me companies only to alleycatdd@yahoo.com

Why all the rules you ask? Well as I said in the past 98% of all HYIP's are scams or will eventually fail for one reason or another. I put in the rules to eliminate a good portion of the HYIP's out there that fail. (Maybe you think 80-90% fail, bottom line most do and I want to eliminate as many off the bat as possible)

You won't see hundreds of HYIP's listed in the DD section that just isn't going to happen. As I have said many times most HYIPers have less than $2000 to play with which means you shouldn't be in more than 5-10 MAX. anyway. Hopefully over time we will find some solid programs to add to the HYIP DD section.

A note on DD. DUE DILIGENCE DOES NOT EQUAL THE PROGRAM WILL LAST FOREVER. All DD does is weed out some of the scams. People that really want to scam people in HYIP can make false information available via DD etc.. SO NEVER INVEST MORE THAN YOU CAN AFFORD TO LOSE!! JUST BECAUSE IT PASSES DUE DILIGENCE DOES NOT MEAN ALLEY CAT NEWS ENDORSES THE PROGRAM. WE DO NOT ENDORSE ANY PROGRAM. INVEST AT YOUR OWN RISK.

HYIP Programs which we have DD on

1. Steady Growth Traders.

Have now gone private so we will be removing them from the HYIP programs with DD on. We still have the DD on them in case anything happens.

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HYIP Programs that REFUSED DD

These companies were all contacted by me with a request that they provide DD so that we could check them out and put them into the Newsletter. These companies SAID NO to DD for one reason or another. THESE ARE COMPANIES I WOULD AVOID AT ALL COSTS!!! REMEMBER 98%+ OF ALL HYIP'S ARE SCAMS WE ARE TRYING TO FIND THE 2% THAT ARE LEGIT!!

1. APXPRO

2. CASHBUILDER

3. PERCENTAGE IN GOLD

4. COM-SHARES

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HYIP Programs that NEVER RESPONDED TO DD

These companies were all contacted by me with a request that they provide DD so that we could check them out and put them into the Newsletter. These companies NEVER RESPONDED to the request. Which personally I feel is WORSE than saying NO to the DD, the reason being if they aren't even willing to respond, than they won't respond to their investors either when times get tough. They were all given a minimum of 5 days to respond before being put into this section. THESE ARE COMPANIES I WOULD AVOID AT ALL COSTS!!! REMEMBER 98%+ OF ALL HYIP'S ARE SCAMS WE ARE TRYING TO FIND THE 2% THAT ARE LEGIT!!

1. Five-4-Life

2. Innovativetrades

3. Online Forex Trade

4. Golden Reserve

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I had hoped to release a couple of companies this week however I didn't get the DD in time and had some other matters this week that needed my attention. That is why the newsletter is coming out Friday instead of the usual Wednesday. I should have a few more companies to report on, next Wednesday the 25th. Remember I ONLY ask for DD from companies that YOU the reader provides so YOU determine what companies I contact. (Based on the above rules of course)

Those are the programs so far. Again if you have a program that you would like to know if they would provide DD please contact me at the above email address. The HYIP DD section will be as good as you the reader want it to be. My goal is for people to look to the list and view the programs that have refused DD and avoid them. Hopefully over time that will bring more solid programs to the front of the pack.

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2004 can be the year of Financial freedom if you want it to be. But you need to be a smart/informed investor.

2004 will be our BEST YEAR EVER! Whether your goal is to make $500 a month or $5000+ Alley Cat would like to help you achieve your goal. Our goal is for you to retire early.

Please remember Alley Cat News NEVER Recommends ANY program even if we do get the DD on them. This is for INFORMATIONAL PURPOSES ONLY. We do invest in some of the programs BUT ONLY IF WE GET THE DD FROM THE COMPANIES. If we can't get the DD from the company we pass on investing in them. We feel that in order to get our hard earned money they need to show us they are for real with the DD. WE ARE NOT SAYING that any program that doesn't provide us with the DD is a scam however we feel it is wiser to only invest when we know the DD of the company. If there are other HYIP newsletters or sites that have the DD we mentioned on the company and are willing to release it if the company has problems that is another bonus to HYIP investors.

Your comments on this question are welcome at alleycatnews@aol.com

I know we have MANY NEW readers to Alley Cat as our subscriber list continues to grow. For information on daily programs and other interesting HYIP news please review our past issues of Alley Cat HYIP News at our website. You can find the Past Newsletters under the tab of "HYIP Newsletter"

http://www.alleycatnews.net

The average HYIP investor who has $2000 or less to invest shouldn't be in more than 5-10 different programs to start off. And there are enough of those good programs out there that will allow Due Diligence, actually trade/gamble/pool your funds. I mean if your really looking to make money in the industry why mess with the scam programs. If you don't want to trade yourself, at least pick decent programs that ACTUALLY Invest YOUR money.

Alley Cat News NEVER RECOMMENDS AN HYIP PROGRAM. The only program Alley Cat News ever recommends is IPS, Nasdaq Profit Trading, and Retire Quickly.

However Alley Cat performs Due Diligence on programs and will let our readers know of programs that have had a decent track record. In these cases we have personally spoken with the Program Admin., and will have the personal contact information available as well.

WE DO NOT RECOMMEND ANY PROGRAM. YOU INVEST IN HYIP's AT YOUR OWN RISK. ALLEY CAT CANNOT BE HELD LIABLE FOR LOSSES THAT INCUR DURING YOUR HYIP INVESTING.

You can always find the current issue of Alley Cat News HYIP on the website under HYIP Newsletter.

THE $200 TEST

JUST BECAUSE WE INVEST IN THE FOLLOWING PROGRAMS IN NO WAY MEANS WE ENDORSE OR GUARANTEE PAYMENTS FROM THE PROGRAMS. WE ARE INVESTORS JUST LIKE YOU. WE HAVE DONE SOME INITIAL HYIP SCREENING BUT YOU NEED TO DO ADDITIONAL RESEARCH. WE WILL END UP GETTING SCAMMED BY SOME PROGRAMS THAT WE INVEST IN. THAT'S JUST THE WAY IT IS. HOWEVER WITH GOOD MONEY MANAGEMENT AND RESEARCH HOPEFULLY WE WILL MAKE A PROFIT IN THE END.

We are currently in the following programs for our $200 TEST.

All programs that we invest $$$ in for the $200 TEST, we have the program Admin. Phone #, Copy of Driver's License, and copy of utility bill. We do Due Diligence on all programs that we invest our money into.

1. Cash Domain Pool

http://www.cashdomain.org/

We have joined this program for $20. Total received so far is 73.6% or $14.73 Payouts are each Monday. They have moved there domain to the above address. DUE TO THE NOVA LIGHTS CHANGES NO NEW DEPOSITS WILL BE ACCEPTED BY CASHDOMAIN. They have a decent amount of their capital in that program.

NET RESULT +$14.73

2. Steady Growth Traders

http://groups.yahoo.com/group/steadygrowthtraders/

We have entered this program with a $40 deposit. We are going to compound each week for at least a month or two at which time we will make a withdrawal of some of the profits. For the purposes of the $200 Test any interest earned for the week will be included.

Steady Growth Traders (SGT) returned 4% profit since last update.

NET RESULT + $30.44

$200 TEST OVERALL RESULTS

($20.71 Loss)

$20 Cash Domain $40 at Steady Growth Traders Total $$$ at risk $60, $119.29 in Cash.

(Some losses are from Fall of 2002. Those companies are no longer listed on the $200 Test, however there losses were included in the above NET Results overall.)

WE ARE A WEEKLY NEWSLETTER. YOU CAN LOOK FOR US IN YOUR E-MAIL BOX EACH WEDNESDAY FOR OUR $200 TEST, INFORMATION ON THE HYIP WORLD, AND OTHER ONLINE BUSINESS INFORMATION.

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NEXT NEWSLETTER WILL BE FEBRUARY 25TH 2004!

Alley Cat would like to thank our Sponsors for making this newsletter available for FREE.

Disclaimer: We try and allow only quality HYIP's to advertise with us. We research the program BEFORE allowing it to advertise however we can not be held liable for any advertiser in this newsletter. Alley Cat News DOES NOT ENDORSE ANY ADVERTISER .Alley Cat News reserves the right to refuse any advertisement. THIS IS NOT FINANCIAL ADVICE AND IS FOR INFORMATIONAL PURPOSES ONLY

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Alley Cat News
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