Welcome to the ALLEY CAT DETECTIVE ONLINE INVESTMENT NEWSLETTER !

January 28th, 2004

Each week Alley Cat will bring you the latest from the ONLINE Investment world. You will get the latest news on HYIP's, Games,(Which ones are SCAMS and which ones show potential), other Online Investments, solid money management strategies, along with Gold prices to make the most of your online currency, And anything else that relates to investing and money. This is a FREE NEWSLETTER we are able to make it available to EVERYONE because of our Sponsors.

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http://www.alleycatnews.net

Check out our current and past issues of Alley Cat News HYIP on our Website, by clicking on the HYIP Newsletter Link.

http://www.alleycatnews.net

NEWS from the HYIP World

GOLD PRICES have remained in the $405-$412 area making a small support double bottom in the $405-$407 area. My comments from last week remain intact as I would like to see it bounce off $405-$407 and than move higher over the longer term and I would abandon my long term Up on gold if Gold got much below $400 an ounce.

For all your E-gold needs use http://www.business-express.net/egold.php

ALWAYS LOG INTO E-GOLD VIA https://www.e-gold.com bookmark it and use your bookmark to go to the site rather than via any e-mail or link online.

PLEASE USE YOUR HEAD WHEN IT COMES TO E-MAIL. E-gold/Paypal will NEVER e-mail you asking you to log in, so when you get an e-mail like that DELETE IT.

Nasdaq Profit Trading Update

Well we are guaranteed another profitable month with the Nasdaq Profit Trades for January. Currently we stand at 5 wins and 1 loss for the month with 2 trades remaining for the month. October, November, December, and January have been winning months! We will see if we can continue that streak in February.

If you want to try out our service you can purchase February trades for just $25 for the month. Or if you want to receive all the trades from now until the end of year it is just $99!! That $99 special for the year expires on February 1st. Also if you want the trades for February you will need to place your order by February 1st.

http://www.alleycatnews.net/npt

The trades have been very solid and anything over 60% a person can make some good money if they have solid money management.

These trades can be placed through Betonmarkets, a Futures broker, or spread trading account.

Each month we will be offering on average 6-8 trades that have a past performance of up/down days of 63% or greater.

If having another way to profit is something that you are interested in please READ the website for ALL THE DETAILS. (I do have to limit the membership)

When you trade yourself you control your $$$$, if you are tired of HYIP's that change the rules after you invested, or just plain disappear you may want to look into trading for yourself.

http://www.alleycatnews.net/npt

Retire Quickly

How much Debt does the Average U.S Household have not including their mortgage? $18,700 per US household (that is credit card and car loan debt! That according to the "Associated Press") That is AMAZING!! Just not having to pay that debt on monthly basis would save the average US household HUNDREDS AND HUNDREDS OF DOLLARS EACH MONTH. If you had an extra $200-$500 a month would it change your lifestyle?

Would you put more into your retirement? Take a long vacation? Work less? The possibilities are endless!

Life is way to short to live paycheck to paycheck. Punching the clock for DECADES.

I think Retire Quickly is your way out of the rat race. Well it can be for the people that want it to be. Not only on the business opportunity side but the products which teach Financial Freedom. Even if you don't join the business at least take a look at the Ecourse that is available.

http://www.theecourse.com/65675

They offer a 10 day RISK FREE TRIAL, SO YOU HAVE NOTHING TO LOSE. Retire Quickly is a member in good standing with the Better Business Bureau and has been in business for over 5 years.

Even if you have ZERO interest in building a business the information could cut YEARS or DECADES off you having to work.

MY GOAL IN 2004 IS TO GET YOU TO RETIRE EARLY!

If you are interested in the business opportunity of Retire Quickly...Check out the Quick Retirement Seminar it will take you about 20 minutes of your time. (Have your speakers on)

http://www.quickretirementseminar.com/65675

HYIP PROGRAMS

Netpay's website is back up and working. I was able to make a spend out of my Netpay account. So things seem to be back in order with them which is GREAT NEWS!!

Next I would like to comment on my writing about Nova-lights last week. First off let me make this VERY CLEAR!!! I WANT ALL HYIP'S TO SUCCEED I GET NO JOY OUT OF A PROGRAM FAILING. THE ONLY PEOPLE IT HURTS IS THE INVESTORS AND I DON'T WANT TO SEE THAT.

That being said I feel that I have the right and the duty to speak my mind on HYIP's. Many people read this newsletter for information. I felt that Nova lights had dropped the ball so I wrote about. If you disagree that is alright we don't have to agree on everything but I felt I needed to write about the situation.

Nova lights seems to working on the situation currently and as I said I hope the program continues for a long time. Some people have had some problems with withdrawals while others have received them. I am sure that is just a bug that they are working on as they are using both E-gold/Evocash for withdrawals.

The only other thing I have to say about the Nova Lights Situation is they say that the initial investment will be held for up to a year on their programs or until the reserve funds are built up. I am sure people will flood NL with withdrawals at that point, so they are going to need a VERY BIG reserve fund. If they had $7 million in withdrawal requests in December I am sure when they open the withdrawals of deposits back up the withdrawal amount will be MUCH MUCH BIGGER THAN THAT. So why they wouldn't have the same problem in a year I don't understand. The only other thing is as I stated back in December I feel 2004 will be the year of the Government intervention. (You can read about it in the old newsletter) Based on what I have read on some other places online I know there were more than a few people that were upset with the changes in NL and they stated they planned on contacting Government agencies.

As I said I think the people that do that aren't smart and don't belong in HYIP in the first place, but I have NO DOUBT that more than a couple of people reported NL to some government agency. Drawing attention to NL isn't good news for the investors especially since the Admin. is in the US and the owner is in Australia.

Protecting your HYIP program isn't JUST ABOUT longevity of the program based on trading it is also protecting it from Government interference and in my opinion NL opened the door to that.

Now before you get upset read the top of the this section where it says I DON'T WANT ANY HYIP TO FAIL!!!

The Changes in NL also will have a trickle down effect in other HYIP's especially pooling programs. I would be careful with ANY HYIP investing over the next 30 days until the NL shakes itself out a bit more. (Programs that do trading themselves NL fallout should make no difference)

HYIP DUE DILIGENCE

It is finally here!!!

How it is going to work is the following..... We will have different categories such as companies that Pass DD, Companies that reject DD, Companies that don't respond etc...

Each company will be in a category. I personally will only invest in the companies that Pass DD.

I will be fazing out the $200 Test section of the Newsletter and going just to the HYIP DD section.

Who is in the HYIP DD is up to YOU!!! Their are 100's upon 100's of HYIP's and their is no way I can cover them all. So if you know of an HYIP that you would like DD on you can forward their e-mail and website to me so I can send them an e-mail.

MANY HYIP DUE DILIGENCE WEBSITES HAVE FAILED IN THE PAST THIS ONE WILL NOT AS LONG AS YOU FOLLOW SOME SIMPLE RULES.

1. NO DAILY PAYING PROGRAMS ALLOWED. I don't care if they have lasted a year plus. I don't like Daily payers and will NOT do DD on them. If a program offers daily, weekly and monthly they are still NOT ALLOWED. I will not deal with Daily payers at all. SO DON'T FORWARD THEM TO ME. The only type of daily payers that I will do is ones like daily trades where they tell you the exact trade they placed and if it wins you win if it loses you lose.

2. I will ONLY accept programs that pay on weekly, biweekly or monthly basis. Which means no daily payers and no programs that take more than 1 month to pay out.

3. The program that you forward to me must have a paying track record of at least 90 days! If it doesn't than don't forward it to me.

4. NO Batch games or coin flip stuff.

5. You may forward me companies only to alleycatdd@yahoo.com

Why all the rules you ask? Well as I said in the past 98% of all HYIP's are scams or will eventually fail for one reason or another. I put in the rules to eliminate a good portion of the HYIP's out there that fail. (Maybe you think 80-90% fail, bottom line most do and I want to eliminate as many off the bat as possible)

You won't see hundreds of HYIP's listed in the DD section that just isn't going to happen. As I have said many times most HYIPers have less than $2000 to play with which means you shouldn't be in more than 5-10 MAX. anyway. Hopefully over time we will find some solid programs to add to the HYIP DD section.

I do not have unlimited time to work just on the HYIP DD so please follow the rules in order for this to work. I think this will be helpful for all those involved in HYIP.

A note on DD. DUE DILIGENCE DOES NOT EQUAL THE PROGRAM WILL LAST FOREVER. All DD does is weed out some of the scams. People that really want to scam people in HYIP can make false information available via DD etc.. SO NEVER INVEST MORE THAN YOU CAN AFFORD TO LOSE!! JUST BECAUSE IT PASSES DUE DILIGENCE DOES NOT MEAN ALLEY CAT NEWS ENDORSES THE PROGRAM. WE DO NOT ENDORSE ANY PROGRAM.

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2004 can be the year of Financial freedom if you want it to be. But you need to be a smart/informed investor.

2004 will be our BEST YEAR EVER! Whether your goal is to make $500 a month or $5000+ Alley Cat would like to help you achieve your goal. Our goal is for you to retire early.

Please remember Alley Cat News NEVER Recommends ANY program even if we do get the DD on them. This is for INFORMATIONAL PURPOSES ONLY. We do invest in some of the programs BUT ONLY IF WE GET THE DD FROM THE COMPANIES. If we can't get the DD from the company we pass on investing in them. We feel that in order to get our hard earned money they need to show us they are for real with the DD. WE ARE NOT SAYING that any program that doesn't provide us with the DD is a scam however we feel it is wiser to only invest when we know the DD of the company. If there are other HYIP newsletters or sites that have the DD we mentioned on the company and are willing to release it if the company has problems that is another bonus to HYIP investors.

Your comments on this question are welcome at alleycatnews@aol.com

I know we have MANY NEW readers to Alley Cat as our subscriber list continues to grow. For information on daily programs and other interesting HYIP news please review our past issues of Alley Cat HYIP News at our website. You can find the Past Newsletters under the tab of "HYIP Newsletter"

http://www.alleycatnews.net

The average HYIP investor who has $2000 or less to invest shouldn't be in more than 5-10 different programs to start off. And there are enough of those good programs out there that will allow Due Diligence, actually trade/gamble/pool your funds. I mean if your really looking to make money in the industry why mess with the scam programs. If you don't want to trade yourself, at least pick decent programs that ACTUALLY Invest YOUR money.

Alley Cat News NEVER RECOMMENDS AN HYIP PROGRAM. The only program Alley Cat News ever recommends is IPS, Nasdaq Profit Trading, and Retire Quickly.

However Alley Cat performs Due Diligence on programs and will let our readers know of programs that have had a decent track record. In these cases we have personally spoken with the Program Admin., and will have the personal contact information available as well.

WE DO NOT RECOMMEND ANY PROGRAM. YOU INVEST IN HYIP's AT YOUR OWN RISK. ALLEY CAT CANNOT BE HELD LIABLE FOR LOSSES THAT INCUR DURING YOUR HYIP INVESTING.

You can always find the current issue of Alley Cat News HYIP on the website under HYIP Newsletter.

We are currently looking for additional HYIP programs to invest in for our $200 Test. (Please e-mail us any program you feel would pass our Due Diligence.) Alleycatnews@aol.com

THE $200 TEST

JUST BECAUSE WE INVEST IN THE FOLLOWING PROGRAMS IN NO WAY MEANS WE ENDORSE OR GUARANTEE PAYMENTS FROM THE PROGRAMS. WE ARE INVESTORS JUST LIKE YOU. WE HAVE DONE SOME INITIAL HYIP SCREENING BUT YOU NEED TO DO ADDITIONAL RESEARCH. WE WILL END UP GETTING SCAMMED BY SOME PROGRAMS THAT WE INVEST IN. THAT'S JUST THE WAY IT IS. HOWEVER WITH GOOD MONEY MANAGEMENT AND RESEARCH HOPEFULLY WE WILL MAKE A PROFIT IN THE END.

We are currently in the following programs for our $200 TEST.

All programs that we invest $$$ in for the $200 TEST, we have the program Admin. Phone #, Copy of Driver's License, and copy of utility bill. We do Due Diligence on all programs that we invest our money into.

1. Sports Wagers http://groups.yahoo.com/group/Sportswagers/

They aren't as active as they use to be. I will be removing them as of next week's Newsletter. I haven't invested with them in a good long while anyway. Good luck to them and those invested.

NET RESULT OVERALL -$16.25

2. Daily-Trades

http://www.daily-trades.com

They have announced that they will be offering the weekly program again though just a couple of months ago they stated they would probably not offer it. They never showed me complete proof of the losses they incurred with the last weekly program closure. It may be fine that others do want the weekly fund and that is great. But the Admin. didn't provide details on the last losses so I would rather go on the side of caution. As of next week they will be removed from the $200 test and the Due Diligence section. I don't feel as comfortable as I once was with them. We do have a small profit over the long haul with them however. Good luck to them and those invested.

NET RESULT FOR WEEK $0

NET RESULT Overall + $3.75

3. Cash Domain Pool

http://www.cashdomain.org/

We have joined this program for $20. Total received so far is 70.9% or $14.19 Payouts are each Monday. They have moved there domain to the above address. DUE TO THE NOVA LIGHTS CHANGES NO NEW DEPOSITS WILL BE ACCEPTED BY CASHDOMAIN. They have a decent amount of their capital in that program.

NET RESULT +$14.15

4. Steady Growth Traders

http://groups.yahoo.com/group/steadygrowthtraders/

We have entered this program with a $40 deposit. We are going to compound each week for at least a month or two at which time we will make a withdrawal of some of the profits. For the purposes of the $200 Test any interest earned for the week will be included. SGT IS CLOSED TO NEW MEMBERS UNLESS YOU ARE REFERRED TO THEM BY A MEMBER Check the site for details.

Steady Growth Traders (SGT) returned 3% profit since last update.

NET RESULT + $26.41

$200 TEST OVERALL RESULTS

($25.28 Loss)

$0 at Sportswagers, $0 at Daily-trades, $20 Cash Domain $40 at Steady Growth Traders Total $$$ at risk $60, $114.72 in Cash.

(Some losses are from Fall of 2002. Those companies are no longer listed on the $200 Test, however there losses were included in the above NET Results overall.)

We aren't too active right now in the DD programs and the $200 test due to the fact we are in kind of a wait and see mode with the new DD enhancements that will be coming in late Jan 2004.

WE ARE A WEEKLY NEWSLETTER. YOU CAN LOOK FOR US IN YOUR E-MAIL BOX EACH WEDNESDAY FOR OUR $200 TEST, INFORMATION ON THE HYIP WORLD, AND OTHER ONLINE BUSINESS INFORMATION.

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NEXT NEWSLETTER WILL BE FEBRUARY 4TH 2004!

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Disclaimer: We try and allow only quality HYIP's to advertise with us. We research the program BEFORE allowing it to advertise however we can not be held liable for any advertiser in this newsletter. Alley Cat News DOES NOT ENDORSE ANY ADVERTISER .Alley Cat News reserves the right to refuse any advertisement. THIS IS NOT FINANCIAL ADVICE AND IS FOR INFORMATIONAL PURPOSES ONLY

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Alley Cat News
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3600 S. College Rd Ste E
Wilmington, NC 28412
910-452-7362